Simply Junior

Are you looking for a career, not just a job? A career where you can grow and feel challenged and rewarded? What about a job in the medical field? A medical position can help you to feel valued, because you’ll be taking part in the health of those around you. There are many medical career opportunities in New York. You might choose to get a degree, or specified training, or you might be interested in starting work right away. It’s up to you! We’ll help you find a great job for your situation.

One of the best medical career opportunities in New York is that of a doctor. If you don’t mind putting in the time for school, this career will pay off well. After acquiring your 4-year undergraduate degree in pre-med, you will apply to medical school. Four years later, you will serve a several-year-long residency, which is like on-the-job training. Yes, the training to become a doctor takes many years and lots of hard work. But if you want a great career, it will be completely worth. Once you have completed the required schooling and training, you will be ready to practice medicine.

If 8 years of school and several years of training are not for you, you might consider getting a job that requires less formal education. There are many different varieties of medical career opportunities in New York. Nursing school is a great option. Depending on what kind of nurse you would like to be, the education will take you between 1 and 4 years. The more schooling you have, the more money you’ll make. Or you might choose to work in a lab. Lab technicians have many options when it comes to school as well. Some may just need a Bachelor’s Degree; others will choose to or be required to get a Master’s Degree.

On the other hand, you may not be interested in schooling at all. You can still find a medical career opportunity in New York with job-specific training. The positions you can get with job-specific training include receptionists, medical filing, and data entry jobs. If you have experience in one of these fields, and you can prove your data entry, phone, or computer skills, then you have a great chance of landing one of these jobs. If you don’t yet have experience, but would like to work in this capacity, you should consider applying for internships.

Many people do not have a formal education, or on-the-job training. If this is you, don’t worry! You can still take advantage of the medical career opportunities in New York. When you work in the medical field, you are opening up possibilities. One of the jobs you should consider is hospital cleaning staff. This is a well-paying position, with great benefits and promotion options. This is also a great option if you want to learn more about the medical field before embarking on an educational journey. Get to know the doctors and nurses at your hospital and you can find out more about the job you’re interested in.

Retirement Risks

If you’re one of the “Baby Boomers,” you’re probably giving serious thought to retiring, if you haven’t already retired – and if you have already retired, you may be wondering if you’re going to be able to afford to stay retired.

Today’s economic crisis complicates the situation considerably by increasing the following retirement related risks:

1. Average Life Expectancy Has Increased

People are living longer than their parents’ generation. For example, in 1970 a 60 year old white male had a life expectancy of an additional 16.2 years; however, by 2008 his life expectancy had grown to 20 years.

So how is the Boomer going to afford retirement during those bonus 3.8 years? There are only a few likely answers to that question:

Increase current savings Work longer Move in with children or other family members Get by with a lower standard of living
2. Health Care Costs Keep Rising

Predicting and planning for ways to cover one’s health care costs are some of the most difficult, largely because requirements are so individualistic with requirements varying substantially from one person to another. Long-term care needs are even more difficult to predict and arrange adequate funding.

Health care costs have grown at a rate greater than 5% (inflation adjusted) for the past 15 years – and that is higher than the growth in family income. Medicare costs are expected to rise at a comparable rate.

3. Government Actions May Impact Retirement Benefits & Benefit Programs

It is well known that the costs associated with the major social programs (e.g., Social Security, Medicare, and Medicaid) are growing faster than other parts of the economy, and some experts question their long-term viability because of the combined effects of increased longevity, size of the Boomer population, and rising health care costs in general.

Further, immediate questions regarding ongoing health insurance in retirement, and at what benefit levels, are rampant in today’s economy – and these questions are given even more fuel by the reorganizations occurring, especially among the auto industry.

There is currently a lot of discussion about a national health care program – but such conversations have been ongoing for decades, with few benefits to show for those efforts. Although President Obama will be leading such efforts this year, most people expect a lot of opposition from Congress (although maybe it will be a bit easier now that the Senate will soon be welcoming its 60th Democratic Senator).

Most people expect that seniors over age 55 will be protected from cuts in these social programs, but maintaining full coverage for them is a two-edged sword – doing so increases the likelihood of a new value-added tax, which would likely add to the tax burden for retirees.

4. Sometimes One’s Retirement Date is Dictated, and not a Free Choice

According to a 2004 Health and Retirement Survey (HRS), 37% are forced to retire. This can occur due to poor health or economic downturns, etc.

5. 401Ks Became 201Ks

Did your 401k and other retirement savings take a major hit with the stock market meltdown last year? Mine did. Many people saw their 401k and other stock market accounts take a 50% hit, which has led many comedians to rename them “201k”. For many people, their 401k was the bulk of their retirement savings, so this stock market meltdown has really damaged their retirement plans.

Humpty Dumpty Had It Wrong

But, the news is not all bad. You can fix a broken egg – a broken retirement “Nest Egg,” that is. You can work longer, semi-retire and take a part-time job, work from home, start your own business, etc. A study by Butrica, Smith and Steuerle (2006) indicated that working just one (1) extra year can increase annual retirement income by 9%, while working a total of five (5) extra years results in an extra 56% annual retirement income.

If you are interested in a career in the medical field, one exciting career choice to consider is a career in radiology and imaging. There are a variety of different careers in these fields to choose from and exciting benefits that come along with these jobs as well. Of course if you are wanting to get involved in radiology and imaging as a career, then no doubt you will want to learn as much as possible about the field, the education you’ll need, the various job positions available, the pay, and even some great companies to consider working for. So, the following is some helpful information that will help you explore the exciting careers in the radiology and imaging field.

Education Needed

The education that you will need to start a career in radiology and imaging will depend, based upon the specific job you are going for. There are radiology technicians, radiology technologists, and even radiologists. Each one has different specifications for training. Usually most professions in this field will require between 1-4 years of training, although to be an actual radiologist, you have to go through at least 8 years of training and must be certified as a MD. There are some one year certificate programs, quite a few two year associate degree programs, and there are also bachelor’s degree programs as well. Also, for those who want to teach or supervise in this field, usually a minimum of a bachelor’s degree is required, with preference for a master’s degree in some area of the field.

Job Positions within the Field

There are a variety of excellent job positions within the radiology and imaging field. There are jobs to be found in hospitals, doctor’s offices, and in special radiology labs. You may find yourself taking x-rays, administering special medications for the procedure, and instructing patients in what they need to do to prepare themselves for the x-ray. Some radiographers may also work with CT scanners as well or even MRI machines. Flouroscopies and ultra sounds are also done by people in the radiology and imaging field, so you may find yourself working in this area as well. If you decide to become an actual radiologist, then you will be the one who is actually reading the results of the tests and making diagnoses from them.

What to Expect for Pay

So, more than likely you are also wondering what you can expect to earn when you are working in this field. Well, on the low side, you could earn as little as $30,000 a year; however, most technicians and technologists in this field earn more than $40,000 dollars a year. The highest paid technicians usually work in the diagnostic laboratories, while the lower paid ones usually work in doctors’ offices. However, those who become radiologists will earn more money since they have more schooling and they actually read the results of these tests. Most radiologists will definitely earn more than $100,000 a year, and even more as they develop more experience in the field.

Great Companies to Consider

It is also important that you know and understand what types of companies to consider if you pursue a career in radiology and imaging. There are many great doctors’ offices, radiology laboratories, and hospitals that are going to want to hire you, but where are some of the best places for you to work? Well, there are a variety of excellent companies to consider working for in both the United States and Canada; wherever you prefer. A few great companies that you may want to consider in the United States include Hahnemann University Hospital, located in Philadelphia, PA, Georgetown University Hospital, in Washington, DC, and Brockton Hospital, in Brockton, MA. All of these opportunities come with great benefits and some even come with a sign-on bonus as well. If you are looking for jobs in the radiology and imaging field in Canada, then a few companies to consider include Prairie North Regional health Authority in Saskatchewan, Cambridge Memorial Hospital in Ontario, and Fraser Health Authority in British Columbia.