Simply Junior

If your New Year’s resolution is to Save Your Money, here’s a plan!

Do the math… if you cut your spending by just $11 a day, you’ll save just over $4000 a year! How’s that for a New Year’s resolution!

Le’s count the ways you can cut your spending and save your money! You can save money everyday by eliminating small expenses that really add up! It’s all part of frugal living!

Kick the Starbucks habit… SAVE $3 per day, $1095 per year!

Don’t do the drive-thru for breakfast… SAVE $5 per day, $1865 per year!

Brown bag it to work… SAVE $6 per day, $2190 per year!

Use a grocery savings system… SAVE $50 per week, $2600 per year!

Eliminate packaged, prepared food from your grocery list… SAVE $20 per week, $1040 per year!

Eat in, not out for dinner. SAVE $40 per week by cutting just 1 dinner out, $2080 per year!

Buy discounted gift cards to save at stores you normally shop weekly like Target.

Slow down! Driving 65 mph uses 15% more gas than 55 mph… that’s like paying 40¢ more per gallon! Suppose you use a tank of gas each week on highway driving, you’ll SAVE $8 per week, $416 per year.

Avoid excessive car idling! Turn off your engine while your waiting in that carpool line and you’ll save nearly 20%! Better yet… if you’re close enough to school, walk or ride bikes!

STOP making impulse purchases! SAVE A LOT!

Some of these money saving tips don’t save big bucks, but remember EVERY LITTLE BIT ADDS UP! If you can incorporate just a few of these tips into your life, you’ll soon find yourself saving $4000 a year! VACATION ANYONE?

Here is a great idea, for anyone who wants to stretch their spending dollars, and get a few extra things for FREE!

Check online for people who are trying to get rid of gift cards, gift certificates and store cards. You would be surprised how many people out there receive store cards for gifts, or as a bonus from work, who just don’t want them, and would prefer the cash.

If you can match yourself up with someone who is getting rid of a card that just happens to be at a store you like, then you can save yourself some money, and in some cases a fair bit of money.

What people do, is they will try and sell the gift card for under the face value, since they would rather have the cash, to make it more attractive to a buyer. You can get cards for most stores now, especially the bigger ones that are in most cities, and for a good deal. If you watch carefully, you could get a $100.00 card for $80.00 in some cases, saving yourself $20.00 dollars, and in effect stretching your spending dollar at that store. If its not a super popular store, you could save even more as people try to unload their gift cards or gift certificates.

Depending on what you are looking to shop for, this can be a great saving tool, especially for a small business. I personally have done this many times, since I regularly purchase craft supplies, and hardware supplies. I have in effect lowered my expenses on most of my supplies.

Just make sure and check the credibility of the seller, either by feedback, or history.. and then you can go shopping and save some money.