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Defamation and No Win No Fee



A recent Independent report has shown that London has become the defamation capital for the world of celebrates, there has also been a rise in defamation cases for us mere mortals and many aspects of the media has put this down those pesky no win no fee lawyers again. So as fame hungry celebrates continue on the quest for as much media attention as is humanly possible every day Joe public may suffer some form of defamation, what is the best cause of action for those who can’t afford a high priced lawyer and is a no win no fee service the best service to use in a defamation case.

Most no win no fee companies tend to focus mainly on the bread and butter slip and fall cases but many people out there need help with a possible defamation claim; can no win no fee lawyers take up the good fight?

Firstly how do you know if you have a defamation case, the best way to describe defamation is if a person has said (slander) something that could damage your reputation or something has been written (Liable) that could damage your reputation. Obviously liable is much easier to prove in court than slander, so if you have written proof of some kind you already have a far stronger case. There are also certain criteria a statement has to meet to be considered defamatory, these being:

The allegation damages your reputation in some way It is available to third parties, i.e. other people will be able to access the defamatory statement made about you. Your name is clearly identifiable in the statement; there no point saying something is going to damage your reputation if people don’t instantly link the statement to you. So if these criteria apply to you then you probably have a strong case, but are no win no fee lawyers the right people to take on your case. The first point to make clear is that if you are just looking for a public apology a no win no fee won’t take on your case, the thing to remember is with no win no fee lawyers is that they charge based on how much compensation you receive, if there’s no compensation to be received then they’re not going to make any money.

Not all no win no fee solicitors will take on defamation cases but there are few legal services that will be willing to represent you on a no win no fee basis, and if they believe you have a good strong case then they will be fighting over each other to represent you. So if someone in the media or workplace has made a statement that could damage your reputation a no win no fee lawyer may be the best option for those who can’t afford a high priced celebrity lawyer.

So as celebrities continue their fight against the tabloid media and there sometimes defamatory comment, the rest of us have to look for a more viable option than high priced lawyers who specialise in slander and liable cases. Despite what many may think about no win no fee lawyers they do offer a viable option for those who before would not be able to afford the legal fees. So if you believe you have a legitimate case then no win no fee could be perfect for you.

How Does a Small Business Operate?



A small business can be defined as a business that is independently owned and operated, one that has only a few employees, and does a rather small amount of business. A lot of times, small businesses are sole proprietorships, meaning that only one person owns the venture. There are many different types of smaller businesses, and there are unique advantages and disadvantages to owing one.

There are many different kinds of small enterprises and ways to operate and own them. The usual consideration for deeming a business “small,” is that it has to have fewer than 100 employees in the U.S., and fewer than 50 in Europe. There are many businesses that are typically small, and a few of these are: hairdressing salons, bakeries, convenience stores and gas stations, photography shops and restaurants, as well as offices for lawyers and accountants, and many others.

All of these are considered a small business for various reasons. Employee size is not the only thing that defines what makes a small business, as other criteria include annual sales, asset value or net profit.

The smallest businesses are called micro businesses, and they are often located inside someone’s home. Both the U.S. and Europe defines “mom and pop” businesses, where the operation is almost entirely run by the owner’s family, as businesses that have less than ten employees.

Franchising is a great way to own a small business without having to create the whole thing from scratch, as the corporation will often pay to get most of the business going. This allows the owner the freedom to concentrate on running the business and not worry about failing so quickly.

There are some great advantages to owning a small business, and there are great disadvantages as well. If you feel that the advantages are better than the disadvantages, then you are a good candidate for a small business venture. Probably the biggest advantage to opening a smaller business is the fact that most take relatively little start up capital.

Smaller businesses have an easier time finding and keeping a market niche. Advertising for small businesses is usually cheap and easy, and smaller businesses can use internet marketing strategies more effectively than a larger company. The biggest disadvantage to opening a smaller business is that it is very easy to go bankrupt.

There are incredibly high business tax responsibilities for smaller businesses as well, and it is necessary that the gross income is always greater than the fixed costs of the business, otherwise it will fail. Additionally, just because someone has a good business idea does not mean it will be successful.

Now you know a little more about small businesses and how they operate. Just remember, if you are planning to open a small business, then make sure to conduct proper background research, because if you don’t, then your business will likely fail within a year or two. In depth research and viable business plans are essential!

Finding A Real Estate Lawyer

At the heart of the matter, the purchase or sale of a home is a legal transaction. When we mention the world legal, lawyers cannot be far from the discussion.

Whether you are buying or selling, the real estate industry has developed forms that often can be used to get the deal done. Many people rely on these forms every day, but the outcome isn’t always so great. If there is any problem in the transaction, the forms become obsolete. At that point, it is time for legal representation in many situations.

The first thing to know about a real estate lawyer is you may be legally required to have one involved in the transaction. The rules vary by state. In California, for instance, you are not required to use a lawyer and they usually only get involved in disputes or commercial transactions. Florida, on the other hand, has a strong policy towards using lawyers with the idea being to get the matter right at the outset instead of having problems later on.

Whatever your particular reason of needing a real estate lawyer, you are still going to need to find one. There are a couple of things to keep in mind when selecting one. Here are some tips.

1. Find a real estate lawyer. By this, I mean someone who practices primarily in the field of real estate. Most lawyers own homes, so they think they can handle real estate transactions. This typically is not true. Real estate law can be complex, so get someone that already knows it.

2. Go local. Real estate laws tend to be state wide, but regulations tend to be local. Obviously, it depends on the situation in your state, but you need to seriously consider getting a lawyer in the area you are selling or buying.

3. Comfort Level – Many people just choose any old lawyer. This is a mistake. Get one who speaks your language and you are comfortable. If you like aggressive people, get an aggressive lawyer. If you like yellers, get a yeller. If you prefer a more poised attorney, a yeller is probably not a good choice.

4. Know Your Purpose – Lawyers have distinct styles. Some prefer to try to find solutions to disputes. Others prefer to crush the other side. You need to know what your goal is when interviewing lawyers and communicate it clearly. Their reaction should give you an idea of whether they are a good choice or not.

Perhaps the biggest rule to remember when dealing with lawyers is your role. You are the client. They represent you. Most people hire a lawyer and then ask for advice on what they should do and what decisions they should make. This makes lawyers uncomfortable because they don’t know you from a hill of beans. Know what you want and communicate it to them. Their job is then to go get it.

The Story Behind No Win No Fee and Defamation Claims



The recent controversy about Cherie Blair using a no win no fee firm for her libel case in the courts has highlighted what is perceived as the latest abuse of the system which was created to provide access to justice ten years ago. This article aims to highlight the relationship between no win no fee arrangements (otherwise known as conditional fee agreements) and defamation claims.

The main complaint about Cherie Blair using a conditional fee agreement in her specific case is that, as a relatively wealthy individual, she is in effect abusing the CFA system in order to force the magazine or newspaper into settling claims. Defamation/libel by its nature has always had the reputation of a tort that has been left to claimants who are wealthy as the cases often run into millions. The introduction of ‘no win, no fee’ agreements, or conditional fee agreements (CFAs), under the Conditional Fee Agreements Regulations 2000 enabled those who would otherwise be unable to fund the substantial costs involved in defamation claims to bring an action. In cases where a wealthy individual (especially a celebrity) takes a media defendant to court, these media defendants find themselves paying up to settle the claim rather than losing what could be a very large amount at trial. The criticism is that they are fenced into paying out because of this even when the claim against them may be frivolous.

Defamation essentially takes places where a false statement is made about a person (or a company) that damages their reputation. The statement can be either in a permanent form (libel) or a transient form (slander). A company also has a reputation and contrary to popular belief can also be defamed.

Another problem that often comes to fruition in defamation cases is the costs subsequent to proceedings. Under a CFA, lawyers are paid nothing if they lose, but are allowed to claim a ‘success fee’ in addition to their basic fee if they win because of the risk incurred in taking the claim. The level of the success fee is the main concern, with defamation lawyers more often than not claiming the full 100% uplift, which doubles their usual fees. If a claimant obtains ‘after the event’ insurance (ie, against the cost of losing and having to pay the other side’s costs), an unsuccessful defendant will also have to pay a substantial insurance premium on top of the success fee.

The problem that is currently plaguing defamation cases of late is that of celebrities using the CFA system to prevent the media from publishing anything controversial or critical about them, thus stifling freedom of expression. Moreover, a small publisher could well find itself out of business if it loses a CFA-funded case.

Canadian Tax Write Offs From Real Estate – Part 1



If you are paying taxes, it means you are making money. If you are paying a lot of taxes, then it stands to reason that you are making a lot of money. However much you make, it doesn’t make it any less painful to pass it along to the government though. Unfortunately I haven’t been faced with the problem of paying a big bundle of tax to the government (but I am hoping I have that problem really soon!!), but I have been through enough in the last seven years to give you a few pointers on some ways to minimize taxes surrounding the sale of your real estate investments.

As a real estate investor, you will pay tax on the rental income you earn on the property as well as on any capital gains when you sell. The amount of tax you pay on rental income can be reduced dramatically by expenses such as maintenance, property management, capital cost allowance (depreciation), interest on your mortgage (but not the principal pay down), and other money spent to run your property. In Part 2 of this article series, we’ll address some of these write offs. For this edition, let’s focus in on the second major area you will pay tax on, and that is on Capital Gains when you sell your investment.

A Capital Gain occurs when you sell your property for more than you paid for it. You do not realize your capital gains until you sell.

To calculate your capital gain take the:

Money from the sale of your property

SUBTRACT

Costs of disposition (real estate agent fees, lawyers etc.)

SUBTRACT

What you paid for the property.

You will owe tax on 50% of the amount from the above calculation if the resulting number is positive (a capital gain). This amount gets added (or subtracted if it’s a net loss) to your personal income and you are taxed accordingly.

If the property you are selling is your principal residence, then it is exempt from tax. According to Canada Revenue Agency, a property qualifies as your principal residence if in that year of filing:

* you acquire only to get the right to inhabit

* you own the property alone or jointly with another person

* you, your current or former spouse or common-law partner, or any of your children lived in it at some time during the year

* and, you designate the property as your principal residence.

Now, what if you live in the home for a few years, and then move out and rent it out for a few years as I did with the condo that I owned in Toronto? In that situation, the answer for me was that the condo could still be considered my principal residence for four years after I changed it’s use. The catch is that I could not claim capital cost allowance on the condo, nor could I claim any other property as my principal residence at the same time. For me, this choice was easy because I moved into a property Dave and I already owned and had been treating as a rental property from the accounting sense of things. It was easier to keep the condo as my primary residence and continue to treat my new “home” as a rental property for accounting purposes. It’s important to note that you and your significant other (including common law or same sex partner) cannot own two principal residences at the same time for tax purposes. You must choose one during the over-lapping period.

It’s complicated and that is why both my husband Dave and I have accountants that we consult with on a regular basis to get the best advice.